What are cyber risks and what are their characteristics

What do you know about cyber risks?

We all know the advantages of new technologies, we know that they have made us advance in many aspects such as communication or organization. However, new technologies have also facilitated the speed of implementation of any cyber attack that can do a lot of damage to your company.

Do you know which are the most common?

Cyber ​​risks, as can be deduced from their name, are risks that affect computing. But it should not be confused that they only affect this part of the company with that they are not dangerous, what is more, the ignorance of this matter and its complexity makes the risk increase greatly. The widespread use of smartphones and the introduction of advanced technology must also be taken into account.

Knowing what cyber risks are and how to combat them can help us defend our information and computer systems. Bearing in mind that these attacks can cause significant financial damage or affect your personal and business image.

When we talk about cyber risks, we do not refer only to intentional attacks by external hackers. Unfair competition or damage such as the destruction of your pc or mobile phone is also included as a cyber risk.

Any person or company can be the victim of a cyber risk, that is why there are insurance policies that include coverage for own damages and civil liability against third parties for these attacks.

At Peris we take care of protecting you from any cyber risk

These are the most frequent cyber risks


It looks for the infiltration in the systems to encrypt or damage them to later demand a ransom. Normally a payment is requested through bitcoins. It is usually hidden in applications or programs that are used on a daily basis. For example, the files that are attached to emails, links in advertisements, etc. Currently, Ransomware of Things (RoT) is on the rise, affecting devices connected to the Internet.

Information leakage

These cyber risks can damage the reputation of the company and its possible operations. They come to involve civil, administrative and criminal penalties. It consists of the theft of a device or access to systems such as databases. Malware, rootkits, social engineering, or a backdoor are used.


It is based on the identity theft of a web page trying to create confusion that usually seeks the theft of confidential information, such as access to bank accounts. The most common example is an email from the bank that informs us that due to a problem we must click on a link to change our password.

Advanced Persistent Threat (APT)

This type of cyber risk is an attack on an organization in order to infiltrate and expand its technological infrastructure and thus steal sensitive information or damage its processes. It is a personalized attack carried out by groups supposedly linked to different governments.

DDoS attack

The usual form of this attack is to generate a collapse of the information systems in an artificial and malicious way, preventing its use by other users. The result is the momentary saturation of services to later request financial compensation for restoring the service.

Having the appropriate insurance coverage to protect us from these attacks and help us prevent them is of vital importance to stop these threats, whether at a personal or company level.

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