If you are looking for information on the different credit cards on the market , you may have heard of the You card , an Advancia Bank credit card. Here we tell you more about the You card: opinions and characteristics .
What is the You card?
The You card , Advancia Bank’s Mastercard credit card, offers a lot of flexibility in all the movements you need to do on a day-to-day basis, as it allows you to withdraw money or make payments from any country.
In addition, with the You card you can decide the method of payment for credit operations; in one go, or in installment payments without interest.
You card: opinions, advantages and disadvantages
Regardless of the first impression that the You card makes on you, you should inform yourself well before deciding whether or not to choose it as your next credit card. What do those who have used it or use it regularly think? Next, we will tell you the advantages and disadvantages of the You card, according to the users themselves.
Advantage
- A great advantage of the You card is that it can be used anywhere in the world , both to withdraw money and to make payments.
- The issuance of the card is free , so starting to use it does not represent any cost.
- Another advantage of the You card is that it has no annual fees , and the great advantage is that this does not change over time.
- The You card offers to defer payment of purchases for 7 weeks, without interest.
- Another advantage of the You card is that if you want to do without it you can do it quickly and easily at any time, since you do not need justification.
- A question that is often had about credit cards is whether you can have more than one at a time. The You card does allow you to have other credit cards .
- A great advantage that those who hold the You card stand out is the fact that they have a very satisfactory customer service telephone service at their disposal , which is open 24 hours a day.
- Another advantage that the clientele highlights is that to have the You card it is not necessary to change banks , and this makes everything much easier and more comfortable.
Drawbacks
- The main drawback of the You card is that if you make a mistake in the payment terms, interest is paid . This makes you have to pay attention to the deadlines.
- You will also have to pay interest if you exceed the agreed credit balance.
- One drawback that those who use it highlight is that sometimes it is not easy to obtain it , since sometimes the criteria for denying it is not clear, and the reason is unknown.
- Another drawback is that it is not easy to increase credit when desired , since it increases over time.