What are the best cards for young people? In Chile there is a wide range of accounts for young people and students in the banking market. But which ones offer the for young people ? Let’s see what banking offers us, and analyze the different virtues of each of the options. Consumers of financial services are mostly adults, however, at the speed that the world moves today, especially the financial world, it is of the utmost importance that young people prepare to face the future optimally .
What are the best cards for young people? Market alternatives
To access the cards that banks offer us, we must open with them one of the current account plans that they offer us, which contain the credit card benefit . Before we have already told you about the best checking accounts . Now we are going to delve into which ones offer the best cards for young people . These are the alternatives at your fingertips:
Banco de Chile FAN card
The Banco de Chile FAN card is a prepaid card with no maintenance fees. It is ideal for young people because it is 100% digital and without commissions.
- FAN account has no borders. Buy in any store in the world
- Easily subscribe to your favorite music and movie services
- Discounts in shops and restaurants
Santander Smart University Card (TUI)
The Intelligent University Card of Banco Santander is a card that the bank gives to the students of the Universities with which it has an agreement. These include all Traditional Universities and most Private Universities.
The card can be activated 48 business hours after contracting your Vista Account at the bank. This Vista Account allows you to:
- Receive and make transfers online with any bank.
- Pay through Redcompra.
- Unlimited use of Santander ATMs, free of charge .
- Recharge your cell phone and mobile broadband from the Santander.cl website.
- From this same page you can pay your service bills (such as cell phone, electricity, water, telephone, etc.).
This card charges a fixed monthly commission of $ 990 and in the case of money orders or international purchases, they charge US $ 2.33 for each transaction.
Various service channels for attention and queries:
- Santander Chile App.
- Web Santander.cl.
- Vox (600) 3203000.
- Virtual branch on Facebook.
- ATMs.
Banco de Chile Youth Banking
Banco de Chile’s Youth Banking is a current account plan aimed at university students under 30 years of age.
Credit card:Your Banco de Chile Youth Credit Card will allow you to make purchases in Chile or abroad and schedule payment in installments, if you wish. You also have the ability to request cash advances. Your credit card can be Visa or Mastercard and it allows you to enjoy discounts in more than 100 shops and accumulate “Dollars-Prizes” when you buy with it.
Debit:With your Banco de Chile youth banking debit card you can make purchases and payments, withdraw money from ATMs and access discounts for its use in associated businesses. It also offers benefits and discounts in more than 100 stores, is accepted in Chile and abroad and includes Chip technology, which makes it safer.
Scotiabank Young Professional Plan
The Young Professional Plan of Scotiabank is aimed at young students of the penultimate, last year or recently graduated from a career, to begin to create a banking history.
Characteristics:
- By contracting the Young Professional Plan you have access to the following products: Current Account, Credit Line, Credit Card (Visa Gold and Visa Platinum) and Debit Card for purchases and withdrawals at ATMs, all of them for a basic fee .
- Benefits and discounts in restaurants, trips, gyms and automotive among others.
- Purchases in 3 to 12 installments without interest with your Visa credit card .
Benefits of your credit cards:
With the Visa Gold card you will get the following benefits:
- Purchase protection (maximum US $ 1,000 per year).
- Extended warranty (maximum US $ 5,000 per year).
- Car rental insurance.
With the Visa Platinum card you will get the following benefits:
- 24 hour personal assistant.
- Travel and car rental medical insurance.
- Price and purchase protection in the first 45 days after purchase.
- Extended warranty protecting your purchases.
- Travel accident insurance in means of transport, and car rental insurance.
- International medical emergency service.
- 4 free accesses per year to VIP Pacific Club Aeropuerto Nacional.
In addition, your purchases made with a Credit Card and / or Scotiabank Redcompra accumulate ScotiaPesos, which you can later exchange on your purchases in national stores.